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No Money Down is Still Possible! In most housing markets across the nation, the decrease in housing prices is helping to make homes more affordable for the average family. The problem is most Americans have a hard time saving enough money for an adequate down payment on a house in today’s credit market and are … Read more

When you’re in the market for a mortgage on a new house, odds are you’re looking at a conforming loan. A conforming loan is any loan which conforms to the guidelines set by Fannie Mae and Freddie Mac, the government-sponsored corporations which set standards for residential mortgage loans. Most loans are conforming loans. Loans which … Read more